Reference

Terms That Govern Your jos198 Account

These terms set out what you can expect from us and what we expect from you when you use the jos198 platform, including deposits via DANA, OVO, and GoPay.

Account eligibility appliesDANA, OVO, GoPay coveredIndonesia-applicable termsSubject to local lawUpdated without prior notice
jos198 Terms That Govern Your jos198 Account
TERMS CONTACT PATHS

Reach Us About These Terms

If any part of these terms is unclear or you need to raise a concern about your account or a transaction made via DANA, OVO, or GoPay, our support team can walk you through the relevant clause. We aim to respond to all terms-related queries with a direct answer, not a form letter.

Team online

Live Chat

Open the chat widget from any page on jos198. Use this for quick questions about account rules, transaction disputes, or wallet eligibility under these terms.

Email Support

Send a detailed query to our support address for written confirmation of how a specific term applies to your account or recent DANA, OVO, or GoPay transaction.

Account Help Centre

Access the Help section from your logged-in account dashboard to find clause references, account-status explanations, and steps for submitting a formal terms dispute.

HOW WE HANDLE THIS

Account Security and Policy Practices

We keep your account data and wallet details secure through standard encryption. These four points cover how we apply our terms in practice — from how long we hold your data to how you can request changes to your account record.

Data Retention

We retain your account information for as long as your account remains active and for a period after closure as required by applicable law in Indonesia. You may request a summary of what we hold.

Cookie Use

We use session cookies to keep your account logged in and to remember your payment method preference, including whether you last used DANA, OVO, or GoPay. You can clear cookies via your browser settings.

Account Security

Your account is protected by a password and OTP verification tied to your registered mobile number. We will never ask for your PIN via chat. Report any unauthorised access immediately through live chat.

Requesting Changes

To correct personal details on your account or to request deletion of your data, contact support via live chat or email with your account ID and the specific change you are requesting.

Common Questions About These Terms

These are the questions we get most often about how our terms work in practice — covering account eligibility, wallet rules, data rights, and what happens when terms change.

Yes. Every deposit and withdrawal — whether through DANA, OVO, or GoPay — is covered by these terms alongside each provider's own transaction rules. Both sets of rules apply at the same time.

We can suspend or close an account that breaches these terms, including duplicate registrations or access from ineligible regions. We will notify you by the contact details on your account where possible.

We update this page directly. Continued use of the platform after an update means you accept the new terms. If you want to be notified, contact support and ask to be added to policy-change alerts.

We retain your data for a period required under applicable local law after closure. You may request a copy or summary of what we hold by contacting support with your account ID.

Availability of specific features depends on local law and eligible regions. If a feature is unavailable in your area, you will see a notice on the relevant page rather than an error with no explanation.

Open a support ticket via live chat or email, include your account ID and the transaction reference, and cite the clause you believe was applied incorrectly. We will review and respond in writing.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.